JER Partners - PRIVACY POLICY
   


Terms and Conditions of Use

Thank you for visiting the JER Partners website. By using this website, you agree to abide by the following terms and conditions, which constitute a legal agreement (the “Agreement”) between you and JER Partners. If you do not accept these conditions, you may not use this website. Please take the time to read and understand the internet privacy policies and procedures (the “Internet Privacy Policy”) that we have implemented to safeguard your non-public personal information. (Non-public personal information means personally identifiable financial information and any list, description or other grouping of consumers that is derived using any personally identifiable financial information that is not publicly available.)

JER Partners reserves the right to modify this Agreement from time to time. We recommend that you re-visit it on occasion, in particular the terms of the Internet Privacy Policy, to learn of new privacy practices or changes to our policies. By visiting our website after we have posted changes to these terms, you acknowledge that you are agreeing to these terms as modified. This policy is effective as of March 31, 2010.

Internet Privacy Policy

JER Partners respects the privacy of visitors to this website. The following information is designed to assist you in understanding what information we gather from our website, and how we handle the information once we gather it. Please note that this privacy policy applies only to this site and not to the websites of other organizations to which we may link.

Aggregate Data and Cookies. JER Partners generally records certain usage information, such as the number and frequency of visitors to this website. This data helps us determine how much our visitors use parts of the site and to do internal research on our users’ demographics, interests, and behavior to better understand and serve you. This information may include the websites that you access immediately before and after your visit to our website, the Internet browser you are using, and your IP address. If we use such data at all, it will be on an aggregate basis, and we will not voluntarily disclose to third parties any information that could be used to identify you personally, except as required by law.

Personally Identifiable Information. Please be assured that we will not collect personal identifying information about you when you visit our website, unless you choose to provide such information to us. If you voluntarily submit information to our website, for example, in a request for general information, we may record and use any personally identifiable information, such as your name and e-mail address, for reasonable business purposes including, but not limited to, fulfilling your request.

How We May Share Your Information. We may use internal service providers to operate our website and employ other persons to perform work on our behalf, such as sending postal mail and e-mail. These persons may have access to the personally identifiable information you submit through the website, but only for the purpose of performing their duties. These persons are contractually obligated not to use or disclose your personally identifiable information for any other purpose. We restrict access to non-public personal information about you to those employees who need to know that information to provide financial products or services to you.

We do not disclose any non-public personal information about our customers or former customers to anyone, except as permitted or required by law, or as necessary to provide services to you. In accordance with Sections 248.13 through 248.15 of SEC Regulation S-P, we may disclose all of the information we collect, as described above, to certain non-affiliated third parties such as, but not limited to, attorneys, accountants, auditors and persons or entities that are assessing our compliance with industry standards. We enter into contractual agreements with all nonaffiliated third parties that prohibit such third parties from disclosing or using the information other than to carry out the purposes for which we disclose the information. We can (and by accessing this web site you authorize us to) disclose any such information in those circumstances.

How We Protect Your Security. We use industry standard technology to protect the security of your information. We also employ different security techniques to protect your personal information from unauthorized access by users inside and outside of our organization. You should be aware, however, that “perfect security” does not exist anywhere on the Internet. Although we believe we take appropriate measures to safeguard against unauthorized disclosures of information, we cannot assure you that your personally identifiable information will never be disclosed in a manner inconsistent with this policy and make no representations or warranties regarding the sufficiency of our security measures.

User Agreement

Restrictions on Use. Any person using this website is permitted to view, store, bookmark, download and print individual website pages for personal and non-commercial purposes only. These uses must not alter the original website content, including all legal notices and legends. Our prior permission is required for (i) any commercial use of materials on this website; (ii) making more than minimal copies of website materials; and (iii) copying large portions of our website, such as by bots, robots or spiders that “harvest” the website. If you seek permission for such use of our website, please contact us at webmaster@jer.com. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

Linking and Framing. We do not permit others to link to or frame this website or any portion thereof.

Please note that this Internet Privacy Policy and User Agreement applies only to this website and not to other websites that may be accessible from this website via hyperline. We are responsible only for the content of our own website. We encourage you to review the privacy policies and user agreements of all other websites that you visit.

Ownership. All content included on this website, such as graphics, logos, articles and other materials, is the property of our organization or others and is protected by copyright and other laws.

All trademarks, service marks, trade names, and logos displayed on this Website, including all JER Partners logos and artwork on this website are proprietary to JER Partners and/or their respective owners. Nothing contained on the website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this Website without the written permission of JER Partners that may own the trademark displayed on this Website. Your use of the trademarks displayed on this Website, except as provided herein, is strictly prohibited.

Submissions. Please be advised that any comment, suggestions, ideas or other information that you send to us through our website will not be treated as confidential, and that we will own and have the right to use them as we choose, without payment to you.

International Use. This website is operated and controlled by JER Partners in the United States. Due to the global nature of the Internet, this website may be accessed by users in countries other than the United States. We make no warranties that materials on this website are appropriate or available for use in such locations. If it is illegal or prohibited in your country of origin to access or use this website, then you should not do so. Those who choose to access this site outside the United States do so on their own initiative and are responsible for compliance with all local laws and regulations.

Limitations of Liability. We are not responsible for any damages or injury, including but not limited to special or consequential damages, that result from your use of (or inability to use) this website, including any damages or injury caused by any failure of performance, error, omission, interruption, defect, delay in operation, computer virus, line failure, or other computer malfunction. YOU ACKNOWLEDGE THAT WE PROVIDE THE CONTENTS OF THIS WEBSITE ON AN “AS IS” BASIS WITH NO WARRANTIES OF ANY KIND. YOUR USE OF THIS WEBSITE AND USE OR RELIANCE UPON ANY OF THE MATERIALS ON IT IS SOLELY AT YOUR OWN RISK.

Governing Law. You agree that your use of this website, this Agreement and any disputes relating to any of them shall be governed in all respects by the laws of the State of Virginia. Any dispute relating to the above shall be resolved solely in the state or federal courts located in Virginia.

Contact Information

It is important to us at JER Partners to hear what visitors have to say regarding our services and policies. Any questions, concerns or complaints regarding this Internet Privacy Policy and User Agreement should be sent to webmaster@jer.com.